Monitor your credit
Get alerts when something meaningful changes on your TransUnion or Experian reports.1
Protect your identity
CreditWise scans the Dark Web for your personal information and sends you an alert if we detect anything.1
Simulate your score
Use this interactive tool to test how different actions might affect your credit score.2
The score provided
in the CreditWise tool is calculated
using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models.
Your CreditWise score
is a good measure of your overall credit health, but it is not likely to be the same score used by
creditors.
The availability of the CreditWise tool depends on our ability to obtain your credit
history from TransUnion. Some monitoring and alerts may not be available to you if the information
you enter at enrollment does not match the information in your credit file at (or you do not have a
file at) one or more consumer reporting agencies.
1 Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.
2 The CreditWise Simulator provides an estimate of your score change and does not guarantee how your score may change.
1 Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.
2 The CreditWise Simulator provides an estimate of your score change and does not guarantee how your score may change.